Anderson Kent Insurance Agency

MEDICARE / HEALTH INSURANCE FAQs

Please reach Julie Lilly at (254) 253-4053 if you cannot find an answer to your question.

What is a Medicare health plan?

Medicare health plans are available for people 65 and older. Individuals under 65 with certain disabilities or conditions may also be eligible for Medicare benefits.

Who can enroll in Medicare?

U.S. residents who are 65 and older can apply for Medicare benefits. Some individuals under 65 with certain disabilities or conditions may also qualify for Medicare health insurance.

When is the Medicare annual enrollment period?

The Medicare annual enrollment period starts October 15 and ends December 7 every year. Any changes made to your Medicare health insurance plan will take effect January 1.

When can I change my Medicare plan?

You can change your Medicare health insurance plan during the annual or open enrollment period. But, there are exceptions to the rule. Got questions about switching plans? Contact one of our insurance agents today!

How do you find your Medicare number?

Your Medicare number is located on your Medicare insurance card. You can also find your Medicare number by signing into your Social Security account online and accessing your benefit verification letter.

What are the benefits of a Medicare special needs plan?

Special needs plans (SNPs) provide specialized coverage and services to individuals with chronic or disabling health conditions. Individuals who live in certain institutions (like a nursing home) or who have Medicaid might also qualify for a special needs plan.

How many days will Medicare pay for nursing home care?

Most nursing home care falls under the category of custodial care which is not covered by Medicare. But, Medicare does pay for medically necessary care if you are at a certified skilled nursing facility (SNF). 100% of the first 20 days of a covered Special Needs Plan stay is paid by Medicare. In 2024, for a Medicare approved stay, a per day copayment of $204 is required for days 21-100.

What's the difference between Medicare and Medicaid?

Medicare, for people 65 or older, is a federal health insurance program. It also covers younger people with qualifying disabilities and health conditions.

Medicaid, a joint federal and state program, provides health coverage for qualifying people with limited income and resources.